FEMA is borrowing funds to cover flood insurance claims after Hurricanes Helene and Milton caused widespread damage, depleting NFIP resources following multiple floods. TALLAHASSEE, Fla. — After Hurricane Helene and Hurricane Milton pounded Florida’s Gulf Coast last year, the Federal Emergency Management Agency is borrowing $2 billion to pay National Flood Insurance Program claims. FEMA, … Read more
A new report finds young families face challenges buying a home and starting a family. They’re waiting on a 4.5% mortgage rate. NASHVILLE, Tenn. — A new survey by Ramsey Solutions reveals that financial challenges are causing Americans to delay major life decisions, such as purchasing a home or starting a family. According to The … Read more
NEW YORK – For those who aren’t ready to buy, renting the American dream for the time being might just be the next best thing. As rapidly rising home prices, discouraging down payment amounts and daunting mortgage rates keep many on the sidelines, the build-to-rent (BTR) sector is swooping in to save the day, offering … Read more
Ideas include a weekly email to your database referencing a “deal of the week,” featuring a home listed at a good price for the market. NEW YORK — To grow a real estate business, agents and owners need to make their expertise known to the local market and remain authentic in client and business interactions. … Read more
NEW YORK — With stylish features and floor plans, many of today’s manufactured homes break the old “mobile home” stereotype — without breaking the bank. On average, new manufactured homes cost about a third of the price of site-built homes, reports the Manufactured Housing Institute, a trade group. Factory construction lowers material and labor costs, … Read more
Sentiments towards homeownership remain positive as Americans identify it as a life goal. Many think it’s important to build long-term wealth. SANTA CLARA, Calif. – The American Dream is alive and thriving, according to a new survey from Realtor.com, which found nearly two out of three Americans (64%) identify homeownership as one of their life … Read more
When looking for a new home, focus on the characteristics of the location you want rather than requiring a specific town or community. FORT LAUDERDALE, Fla. — Question: After several years of renting, we plan to purchase our first home in the new year. Do you have any advice on how we can find our … Read more
One in four buyers with kids received family cash for down payments, compared to 12% of those without, highlighting higher housing costs for families. SEATTLE — One-quarter (25%) of recent homebuyers who have kids living at home received a cash gift from family to help fund their down payment, more than double the 12% of … Read more
The Code of Ethics has evolved with the industry for 100+ years. Here’s what’s new for 2025. Dear Shannon: I’m our board’s Professional Standards Administrator. I know the Code of Ethics has been around for over 100 years, the Code of Ethics and Arbitration Manual (Manual) changes along with the industry and, if there are … Read more
The Hometown Heroes Housing Program helps Floridians achieve homeownership with zero-interest loans for down payments and closing costs. TALLAHASSEE, Fla. — Affordable housing remains a top concern nationwide, especially in Florida, where high interest rates, limited inventory and rising home prices have made the dream of homeownership a challenge for many. Recognizing this, Florida Realtors®, … Read more
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