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Did you experience a flood? Don’t look to your homeowner’s insurance for coverage?

1.Check To See If You Need A Second Policy

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Homeowners must take care to have a separate policy to cover any flood related losses. Check your policy for its definition of a flood. It is often defined as water traveling along or under the ground.

2.How Do You Get It?

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The majority of these policies are underwritten by the National Flood Insurance Program. This is part of FEMA, the National Flood Insurance Program. This program was established to establish the insurance with a floodplain program and ensure safer buildings. Another goal was to address the lack of available flood insurance in the private market and reduce the demand for federal assistance.

3.It’s Funded The Subscribers

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The activities are largely funded by the National Flood Insurance Program by its policyholders. It is also supplemented by some general funds. You can purchase this insurance directly through the National Flood Insurance Program or through a private insurer.

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